What Is the Pension Dashboard?
The Pension Dashboard is a government-backed digital service that allows you to see all your pension savings in one place. After years of development, the programme has been rolling out in stages, with increasing numbers of pension providers connecting throughout 2025 and 2026.
The dashboard aims to solve a major problem: millions of people have lost track of old workplace pensions from previous employers. It is estimated that there are around 2.8 million lost pension pots in the UK, worth a combined £26.6 billion.
How the Pension Dashboard Works
The Pension Dashboard connects to pension providers securely using your personal details to find and display your pension savings. Here is how it works:
- Identity verification: You verify your identity through a secure process
- Automatic matching: The system searches connected pension providers for pots matching your details
- Display: Your pensions are displayed in one view, including estimated values and provider details
- State Pension: Your State Pension forecast is included alongside private pensions
Rollout Progress in 2026
The Pension Dashboard has been rolling out in phases:
| Phase | Timeline | Providers |
|---|---|---|
| Phase 1 | 2024-2025 | Largest pension providers (covering majority of savers) |
| Phase 2 | 2025-2026 | Medium-sized providers and public sector schemes |
| Phase 3 | 2026-2027 | Smaller providers and remaining schemes |
By mid-2026, the majority of pension providers should be connected, though some smaller schemes may still be in the process of connecting.
What You Can See on the Dashboard
- All your pension pots from connected providers
- Current estimated values
- Provider contact details
- Your State Pension forecast
- Employment details linked to each pension
Finding Lost Pensions
Beyond the Pension Dashboard, you can also trace lost pensions through:
- Pension Tracing Service: The government's free service at gov.uk
- Previous employers: Contact HR departments of former employers
- Old paperwork: Check for pension statements, welcome letters, or annual benefit statements
- Financial adviser: An adviser can help trace and consolidate old pensions
Should You Consolidate Your Pensions?
Once you have found all your pensions, you may want to consider consolidating them. Benefits include:
- Easier to manage and track your total retirement savings
- Potentially lower fees (some old pensions have high charges)
- Better investment choices
- Simpler retirement planning
Data Security and Privacy
The Pension Dashboard uses strong security measures, including identity verification and encrypted connections. Pension providers can only share data through the official dashboard infrastructure. Your data is not stored centrally — it is fetched from each provider when you access the dashboard.